End User License Agreement

Last updated: March 27, 2026

This End User License Agreement ("Agreement") is a legal agreement between you and Red Letter Investment Group, LLC ("Company," "we," "us," or "our") for the use of the Red Letter Financial Manager application ("Application").

1. License Grant

We grant you a limited, non-exclusive, non-transferable, revocable license to use the Application solely for internal business purposes within Red Letter Investment Group and its subsidiaries (Red Letter Connect and Red Letter Nexus).

2. Restrictions

You shall not:

• Sublicense, sell, or distribute the Application to third parties
• Reverse engineer, decompile, or disassemble the Application
• Use the Application for any unlawful purpose
• Attempt to gain unauthorized access to any systems connected to the Application

3. QuickBooks Online Integration

The Application connects to QuickBooks Online via Intuit's API to access financial data from authorized companies. By using the Application, you authorize the retrieval, processing, and storage of financial transaction data from your connected QuickBooks Online accounts. You must have proper authorization to access each connected QuickBooks Online company.

4. Data Handling

Financial data retrieved from QuickBooks Online is used solely for the purposes of transaction categorization, financial reporting, and business intelligence within the Red Letter family of companies. Data is stored securely and is not shared with third parties. See our Privacy Policy for details.

5. Disclaimer of Warranties

THE APPLICATION IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT.

6. Limitation of Liability

IN NO EVENT SHALL THE COMPANY BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE APPLICATION.

7. Termination

This Agreement is effective until terminated. We may terminate this Agreement at any time. Upon termination, all QuickBooks Online connections will be revoked and locally stored financial data will be deleted.

8. Governing Law

This Agreement shall be governed by the laws of the State of Georgia, without regard to its conflict of law provisions.

9. Contact

For questions about this Agreement, contact us at admin@redletterinv.com.